Oliver Rea-Jayson joined the Lonsdale Mortgages, St Albans broking team in January 2020.
Oliver will work closely with mortgage broker Amy Kadir who offers mortgage advice and mortgage administrator Sue Sykes to ensure Lonsdale Mortgages continues to offer an excellent mortgage broking service.
Oliver joined Lonsdale Services, St Albans, as a trainee independent financial adviser in 2018. In 2019 Oliver completed his Chartered Institute of Insurance CF6 and RO1 exams in order to offer mortgage advice to clients and advise on ancillary products such as protection cover.
‘We are delighted Oliver wants to focus on mortgage broking and retrain as a mortgage broker joining our growing St Albans mortgage broking team. Oliver is currently focusing on protection cover and contacting our clients, so they understand the importance of taking out protection policy with their mortgage. We review life insurance, critical illness cover and income protection. We have established long-term relationships with many of our mortgage clients who regularly return to us when they remortgage or move to a new house, as we can normally review the mortgage market at no cost to them. Lonsdale mortgages do not typically charge a fee for our services as we receive commission from the provider except in instances where we organise additional borrowing for clients with their existing lender, as some providers do not offer commission.’
‘In 2019 I completed my Chartered Institute of Insurance CF6 and RO1 exams, so I am now working with Amy and Sue and supporting them with their mortgage and protection applications. I enjoy the variety of work as we organise different mortgages for retail and commercial clients and work with first-time buyers, buy to let investors and home movers. A lot of my time is spent educating our clients about the different types of mortgages we offer. These include fixed rate mortgages, variable rate mortgages, capped rate mortgages, tracker mortgages and discount rate mortgages. I enjoy explaining the various advantages and disadvantages of each product to clients as it’s really important that our clients make the best mortgage choice for their financial circumstances.
If you require expert mortgage advice, please contact Lonsdale Mortgages broking team on (01727) 845500 or complete our booking consultation form.
‘As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments’