Mortgage advice for you

Before considering what type of mortgage is right for you, tell us about your circumstances. Lonsdale Mortgages specialise in providing mortgages for first time buyers, anyone moving home, re-mortgaging or purchasing a buy-to-let investment.

Which mortgage suits you?

Let our experienced mortgage advisers advise you on the types of mortgage available. We can advise on the suitability of all the main mortgages by comparing the pros and cons of fixed rate mortgages and variable mortgages. Review tracker mortgages, discount mortgages and capped rate mortgages.

Insurance and protection

When you purchase your mortgage consider taking out an insurance or mortgage protection product to ensure your mortgage can always be paid whatever your financial circumstances. Lonsdale mortgage advisers are qualified to provide advice on mortgage insurance policies

Lonsdale Mortgage Brokers

Our brokers will fully understand your mortgage needs before offering you the best possible mortgage advice and customer service. We will be open and honest with you, and act with integrity at all times.

Our team are qualified mortgage brokers with over ten years experience. Most of our customers come from Hertfordshire and London, and the team work with many house buyers in St Albans and Harpenden. Established long-term relationships with customers who have used our services on many occasions.

Our advisers are experienced in their own field and have the resources available to them so that they can and do call on the support of colleagues with experience and expertise in other disciplines - whether it is in mortgage advice managed by Lonsdale Mortgages or protection and insurance by Lonsdale Mortgages.

Lonsdale Mortgages is part of Lonsdale Services Limited.  Our mortgage broking team work at our St Albans office, alongside the team of independent financial advisers  at Lonsdale Services.

Lonsdale Mortgages do not typically charge a fee for their services, we receive commission from the provider except in instances where we organise additional borrowing for a client with their existing lender, as some providers do not offer commission.

Thank you so much for a seamless mortgage transaction. I would recommend your mortgage services to everyone. Thank you again.”

Mr S, St Albans, Hertfordshire

Mortgage Calculator
Stamp Duty Calculator
Mortgage Calculator

Use our mortgage calculator and calculate how much your monthly mortgage repayments will cost you at different mortgage rates.

The mortgage calculator provides an indication only of what you might pay for a given interest rate. This does not taker into account or indicate what product or mortgage rate you may be offered by a lender as this will depend on your specific requirements and status.

Stamp Duty Calculator

Stamp Duty Land Tax (SDLT) is a tax on a property or land that you must pay if the purchase price of your property or land is over £125,000.
Use our stamp duty calculator and calculate how much you will pay in stamp duty on any potential property purchase.

The stamp duty calculator provides an indication of what you might pay HMRC at different property prices. Please note that stamp duty rates are subject to change

Book a consultation

Call our St Albans independent mortgage brokers now on 01727 845500 or request a call back.


You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Mortgage News

23rd January 2019

Aaron Abraham, IFA, Harpenden - Should millennials open a Lifetime ISA?

Aaron Abraham an independent financial adviser working in Lonsdale Services Harpenden office reviews - Should millennials open a Lifetime ISA?

2nd January 2019

Lonsdale Mortgage brokers offer mortgage advice for first time buyers

Amy Kadir, Mortgage Broker, St Albans, Hertfordshire said: ‘We are seeing many first time buyers contact us for mortgage advice.'

Lonsdale Services

Lonsdale Services Limited is a group of like-minded Independent Financial Advisers that offer individuals and companies a holistic approach to financial advice and financial planning.