Call our Mortgage Brokers 01727 845500
Mortgage advice with the personal touch
Lonsdale Mortgage brokers offer customers quality independent mortgage advice.
Extremely clear and efficient advice and support. Nothing was too much trouble.”
Mr M, St Albans, Hertfordshire
Which mortgage suits you?
Save time and call our Lonsdale mortgage adviser on 01727 845500 for a no obligation mortgage review.
Stuart has been excellent in following up the issues with my re-mortgage and has taken responsibility for requests I would not have expected.”
Mr C, Harpenden, Hertfordshire
The Lonsdale mortgage team has worked together from their head office in St Albans since 2008. In 2016 they moved to Frogmore, St Albans when they were incorporated into Lonsdale Services. Lonsdale Mortgages is part of Lonsdale Services Limited and benefits from their administration, compliance, training and marketing services.
Every Lonsdale mortgage broker has over ten years mortgage experience, and achieved the Certificate in Mortgage Advice and Practice (CeMAP) qualification. Our independent St Albans mortgage advisers have worked with a variety of individual customers throughout the United Kingdom. Most Lonsdale Mortgages customers are from Hertfordshire, North London, Bedfordshire, and Buckinghamshire. The team work with many house buyers, buy-to-let investors and first time buyers in St Albans, Harpenden, Luton, Leighton Buzzard and Radlett.
Our Lonsdale mortgage brokers offer mortgage advice in an open and straightforward manner. We work with you to find the right mortgage for your financial circumstances. Once we have found the right mortgage for you we will project manage your mortgage application by speaking to your lender and solicitor on your behalf.
We have established long-term relationships with many of our customers who have used us on several occasions. Our core principles of integrity, reliability and value mean we always put your mortgage interests first.
If you wish to register a complaint, please write to:
3 Curo Park
Tel: +44 (0) 1727 845500
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.
If you make a complaint and we are unable to meet our liabilities, you may be entitled to compensation from the Financial Services Compensation Scheme. Investment business will normally be covered up to a maximum of £50,000. Further information about these amounts and limits for all other product types are available from the FSCS.
At Lonsdale Mortgages we aim to identify and assist clients and prospective clients who may be considered vulnerable by virtue of their age, disability or other circumstances. For example, some first-time buyers could be classed as vulnerable if they are not financially literate. Read more about how we protect vulnerable clients.
Exceptional service, friendly, approachable and clearly communicated all aspects of your services and overall you helped me save money. I recommended you to a friend I was that impressed.”
Ms H, Ilkley, West Yorkshire
A fixed rate mortgage has a fixed interest rate for the term of your mortgage. Your mortgage interest rate does not change even if the Bank of England puts up UK interest rates.
A tracker mortgage is a type of variable mortgage as it tracks the Bank of England base rate at a set percentage above or below it.
A discount mortgage is an example of a variable rate mortgage, it offers a discount on a certain interest rate, normally a lender’s Standard Variable Rate (SVR).
A variable rate mortgage tracks the standard variable mortgage interest rate of your lender which will normally go up or down after the Bank of England changes interest rates.
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments.
Lonsdale Mortgages is a trading name of Lonsdale Services Limited which is authorised and regulated by the Financial Conduct Authority. FCA Financial services register number: 225488.
The Financial Conduct Authority does not regulate commercial buy-to-let mortgages.
The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.
Registered in England: 04573693. Registered Office: 3 Curo Park, Frogmore, St Albans, Hertfordshire, AL2 2DD.
© Lonsdale Services Limited 2022. All rights reserved.