Mortgage news

Read the latest news from our mortgage brokers in St Albans and Lichfield.

More Flexibility for First-Time Buyers Thanks to Policy Shift

Tuesday 5 August 2025

First-time buyers across the UK may soon benefit from increased access to mortgage finance, thanks to a recent policy change.

Understanding the Lifetime ISA for First-Time Buyers

Tuesday 15 July 2025

Getting a foot on the property ladder with a first-time buyer mortgage utilising a Lifetime ISA for a mortgage deposit.

Low-Deposit Mortgage Deals Reach 17-Year High: What it Means for Homebuyers

Monday 19 May 2025

In recent months, the UK mortgage market has witnessed a surge in low-deposit mortgage deals, reaching levels not seen in 17 years.

How US Tariffs Could Influence UK Mortgage Rates in 2025

Wednesday 16 April 2025

Why it’s important to understand how US tariffs may impact your mortgage decisions.

What you need to know about the Stamp Duty Changes

Friday 14 March 2025

The UK property market is experiencing a surge in buyer activity as individuals strive to complete property purchases before the changes to Stamp Duty

Mortgage Rates Drop as Lenders Compete for Business

Tuesday 25 February 2025

The UK mortgage market is experiencing increased competition as lenders cut rates in response to the Bank of England’s recent base rate reduction.

Self-Employed Mortgages and Remortgages: What You Need to Know

Friday 24 January 2025

At Lonsdale, we understand that navigating the mortgage market as a self-employed individual can feel daunting. We can help...

Understanding the Current UK Mortgage Market

Wednesday 4 December 2024

The Bank of England's recent decision to reduce the base rate to 4.75% in November 2024 has brought some relief to borrowers.

The Value of Choosing a Lonsdale Mortgage Adviser

Wednesday 11 September 2024

Navigating the complex world of mortgages can be daunting. Engaging with a Mortgage Adviser can significantly outweigh the do-it-yourself approach...

Why have mortgage rates increased while house prices decreased?

Thursday 30 May 2024

UK house prices experienced an unexpected April decline, the 2nd month in a row, is this part driven by mortgage rates?

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