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Lonsdale Mortgage brokers offer customers quality independent mortgage advice.
Extremely clear and efficient advice and support. Nothing was too much trouble.”
Mr M, St Albans, Hertfordshire
Which mortgage suits you?
Save time and call our Lonsdale mortgage adviser on 01727 845500 for a no obligation mortgage review.
Stuart has been excellent in following up the issues with my re-mortgage and has taken responsibility for requests I would not have expected.”
Mr C, Harpenden, Hertfordshire
A variable rate mortgage tracks the standard variable mortgage interest rate of your lender. This interest rate will normally go up or down after the Bank of England changes interest rates, but your lender is free to change it at any time.
Review the advantages and disadvantage of variable rate mortgages below.
For a personalised recommendation call our St Albans mortgage advisers today on 01727 845500.
Save time and call our Lonsdale mortgage adviser on 01727 845500 for an initial no obligation mortgage review. Or complete our mortgage enquiry form and get the right mortgage for your situation.
The whole process was dealt with very smoothly, thank you.”
Mrs K, London
A fixed rate mortgage has a fixed interest rate for the term of your mortgage. Your mortgage interest rate does not change even if the Bank of England puts up UK interest rates.
A tracker mortgage is a type of variable mortgage as it tracks the Bank of England base rate at a set percentage above or below it.
A discount mortgage is an example of a variable rate mortgage, it offers a discount on a certain interest rate, normally a lender’s Standard Variable Rate (SVR).
A variable rate mortgage tracks the standard variable mortgage interest rate of your lender which will normally go up or down after the Bank of England changes interest rates.
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments.
Lonsdale Mortgages is a trading name of Lonsdale Services Limited which is authorised and regulated by the Financial Conduct Authority. FCA Financial services register number: 225488.
The Financial Conduct Authority does not regulate commercial buy-to-let mortgages.
The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.
Registered in England: 04573693. Registered Office: 3 Curo Park, Frogmore, St Albans, Hertfordshire, AL2 2DD.
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