Call our Mortgage Brokers 01727 845500

How Lonsdale Mortgages help first time buyers purchase a home

Thursday 17 October, 2019

If you are a first-time buyer looking for a mortgage contact Lonsdale Mortgages in St Albans, Hertfordshire on 01727 845500.  We have helped many first-time buyers get on the property ladder by recommending them the right mortgage product for their circumstances.  

Even if you don’t think you have not saved up enough mortgage deposit or you are unsure if you can afford a mortgage please call us as our mortgage brokers can check the mortgage market on your behalf and advise you what to do next.

First time buyer google review

In September 2019 a first-time buyer client reviewed the Lonsdale Mortgages team on Google.

‘Used Amy for my first home purchase, excellent service throughout!  Will definitely use again. Thank you Amy & Team!’

Why use Lonsdale Mortgages to purchase your first home?

Our Lonsdale Mortgages broking team do not typically charge you a fee for our mortgage advice or service as we get paid by the lender when your mortgage completes.

Our mortgage brokers will review your financial circumstances so we can recommend suitable mortgage products.  These include fixed rate mortgages, variable rate mortgages, tracker mortgages, discount rate mortgages and capped mortgages.  We will explain the difference in each of the mortgage products, so you understand the advantages and disadvantages of each one.  We have dealt with many first-time buyers so we are aware of your general needs and requirements, however everyone is different so we will complete a fact find with you over the phone at the start of the mortgage process to get all your individual information.

We save you time as our Lonsdale Mortgage brokers complete the mortgage process for you 

Our mortgage advisers will work alongside you to get your mortgage application ready.  We will ask you to provide us with documentation for your mortgage application including passport ID, accounts if you work for yourself or P60’s from your employment.  We will liaise with the mortgage lender on your behalf and report back to you. We can also help you organise a survey or valuation for the property.  If the mortgage lender is happy to offer you a mortgage this will be emailed to your solicitor and we can work with them to ensure you complete quickly on your house purchase.  Read more about our Mortgage Process.

Amy Kadir, member of the St Albans mortgage broking team continued:

‘When we get feedback from first time buyers who have used us to help them secure their first mortgage, they are reassured that they have chosen the best mortgage product for their circumstances as our mortgage brokers can check the mortgage market on their behalf.  As we process their mortgage and liaise with the mortgage lender and their solicitor, we can save them valuable time.  If you want to learn more about the work we do to process your mortgage and the documents you will need to provide please visit the Lonsdale Mortgage website, or give me a call on 01727 845500 and I will review the mortgage process with you.’

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments.

Lonsdale Mortgage brokers help first time buyers purchase a home

Lonsdale Mortgage brokers help first time buyers purchase a home

Book a consultation

Complete the form below and we’ll be in touch.

submit

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.