The first-time buyers calling us for mortgage advice are currently finding it difficult to secure a mortgage. Our qualified Lonsdale Mortgages broking team can save you time and money and help you find a mortgage that is right for you.
Just call our mortgage advisors on 01727 845500 or complete our booking consultation and one of our mortgage brokers will call you back.
Remember our mortgage brokers do not charge first time buyers a fee for their services, as we receive commission from the provider. Using a mortgage broker can save you time and money when you are busy preparing to move home.
How our mortgage brokers can help you secure a mortgage
Organising a mortgage is normally complicated but currently first-time buyers are finding it harder than ever to get a mortgage agreed as lenders ask for higher deposits. Our mortgage advisors will work with you and we regularly review the mortgage market, so we know what products and rates are available. We can assess your financial circumstances and review your income and expenditure so you know how much you can borrow. We recommend that you do this before you start house hunting, so you don’t waste time looking at properties that are unsuitable. We can also review your credit rating so you know which lenders will be prepared to offer you a mortgage. We will discuss all the various product options with you, including variable rate mortgages, fixed rate mortgages and discount rate mortgages. This is important as you need to find the right mortgage for your financial circumstances. We work with many first-time buyers who are looking to purchase a property in Hertfordshire, Bedfordshire or North London. Popular locations for our first-time buyers include St Albans, London Colney, Park Street, Watford, Luton, and Wheathampsted. Some of our first-time buyers are moving to the area for the first time. For more information read my article – London housebuyers move to Hertfordshire.’
Our mortgage brokers assist you with the whole mortgage process, so you complete as quickly as possible
‘Our mortgage brokers save you time by completing your mortgage application with you. Completing the mortgage application form is often time-consuming; however, our mortgage brokers are used to completing these forms. We will ask you for proof of identity and proof of your deposit for the house purchase. After your application has been accepted by the mortgage lender our mortgage advisers work with you to make sure your application is prioritised by the lender and speed up the mortgage process. We also liaise with your solicitor to ensure you complete on time. For more information read my article – Why should first time buyers take mortgage advice from a mortgage broker?’
Lonsdale Mortgages has a 5 * Google Rating
In September 2019 a Lonsdale Mortgages first-time buyer client reviewed us on Google. “Used Amy for my first home purchase, excellent service throughout. Will definitely use again. Thank you Amy and team!”
If you are a first-time buyer contact our Lonsdale Mortgages St Albans broking team now on 01727 845500 for an initial mortgage advice consultation. Remember we do not charge first time buyers for our mortgage advice as we receive commission from the lender
'As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments'.